Why South Pasadena is a Great Place to Buy a Home

Residing in the West San Gabriel Valley, the enchanting streets of South Pasadena aren’t only lined with gorgeous homes. They are lined with a large variety of native California trees. The lack of palm trees and Spanish Colonial houses make it a popular location for films that take place in the Midwest and Northeast. Besides being a popular site for movie sets, what other facts set South Pasadena apart from its fellow Los Angeles cities?

AreaVibes.com rates South Pasadena as being exceptionally livable with a livability score of 85. The average of California is 65 and for the USA it is 70. South Pasadena is ranked 49th in California. South Pasadena excels because of the steady housing market, shrinking crime rates, impressive education/ employment, consistent weather and variety of services.

The goal of South Pasadena’s Chamber of Commerce is to provide support and help in to mom and pop joints. Recently the Chamber of Commerce paired with the Pasadena Small Business Development Center to provide local businesses No Cost Business Advertising. This program pairs new entrepreneurs with experienced ones and industry experts in free one-on-one advising. The goal of this advising is to increase sales, obtain loans and establish businesses for long-term growth and prosperity.

The Chamber of Commerce has been very successful in building community with the South Pasadena Farmer’s Market. This 17 year-old event has gained immense recognition by being awarded the “Best Evening Farmer’s Market” by LA Weekly, Pasadena Weekly and Hometown-Pasadena.com. It was highlighted on NBC’s, “Which Way LA?”. This Farmer’s Market provides people of all socio-economic background the opportunity to celebrate fresh produce. They have financial assistance programs such as EBT available. They feature free events in addition to the market like Christmas Tree Lighting and Earth Day Celebration, which features local businesses. In order to develop the community further, they have an area for local nonprofits like the South Pas Arts Council and Relay for Life.

The crime in South Pasadena is 35% lower than the national average. For every 100,000 people only 5.31 crimes occur daily. With this data, South Pasadena is safter than 64% of United States cities. The total number of year over year crimes has decreased by 16%.

The average test scores in South Pasadena are 21% higher than the national average. In fact, 94.9% of South Pas residents have completed high school. At least 60.4% have at least a Bachelor’s Degree. The strength in education has increased employment rates dually. In comparison to the national average, South Pasadena has a higher income per capita by 63%, a higher median household income by 50%, a lower unemployment by 11% and a lower poverty rate by 50%.

The housing market is reflecting the health of the city by increasing steadily each year. The average home price is 374% higher than the national average. The median rent asked is 52% high than the national average.

The weather in South Pasadena is exceptionally pleasant. The average temperature in July is 76 degrees and the average temperature in January is 43 degrees. This ideal weather makes park picnics a common afternoon hobby. The most popular park in South Pasadena is the Arroyo Seco Park. This park has been awarded the best scenic running route in Northeast Los Angeles. Walkers, runners and joggers can enjoy a path along a river, by an equestrian ranch and under giant trees. With ample parking, many people can enjoy shade for their picnics. This park offers free archery lessons on Saturday. Another popular park is Garfield Park. Garfield is well maintained and highly populated with attendees. With tennis courts, sidewalk trails, lush grass, a large parking lot and a big playground, many guests come to Garfield for an afternoon in nature.

South Pasadena is an opportunity to experience a quiet, rich life in a community that continues to thrive, grow and support its residents. Homebuyers hoping to invest in a South Pasadena lifestyle should consult a real estate agent specially experienced in buying and selling homes in South Pasadena. Because it is a hot market, only an experienced agent should be trusted to advise you on your investment in a new home and a new lifestyle.

Asset servicing firms bring added value to foundations

Foundations can be a tricky subject for those accustomed to discussing fund management and income generation. On the one hand, just like other players in the investment and securities industry, foundations are expected to be able to raise its funds to support its causes. However, its charitable nature also places limits on the kind of growth its finances should have.

As a matter of principle, foundations need to be regularly spending most of its money on the advocacies it is claiming to push. Such is its pitch to donors when it conducts its fund-raising, after all: We are passionate about the need for educating girls in Africa, for example, and we have acquired knowledge in the hows of disbursing funds towards the achievement of this goal.

At the same time, foundations need to be financially stable, and its operations, sustainable. It cannot invest money on other ventures even with the laudable goal of raising funds, and put its finances at risk. It cannot be accepting money from anyone without conducting thorough background checks on would-be donors so that it does not become a vehicle for money laundering or tax evation schemes, or have funds that represent a conflict of interest.

It also cannot be holding one-time, big-time activities and release its funds in one go. Instead, its goals need to be laid out strategically, with concrete plans of action for each spread throughout the year. It needs to allocate budget for an operation that constitutes the maintenance of an office, and administrative staff and executive officers that need to be paid by the month. All of these are ongoing overhead costs that serve as the backbone of the philanthropic operations, but which cannot be relayed to the donors as the advocacy activities.

To navigate this delicate balance between philanthropy and financial stability, private foundations can find assistance from asset servicing firms that have been growing in number in the industry.

These outsourcing partners possess a technology infrastructure designed specifically for the rigorous tasks that constitute the middle and back office operations of firms that manage funds, including foundations. They have the latest platforms that allow for multi-stakeholder fund monitoring, efficient accounting and tax reporting, and smooth compliance management. Furthermore, they have a pool of talent accustomed to handling such tedious day-to-day transactions as data warehousing, bank account reconciliation, and risk management.

With their help, foundations can be exemplary at both fund management and their advocacy.

Loans for Christmas – Enjoy Festival with Complete Financial Satisfaction

The celebrated day of Christmas is around the corner and you have surely started preparing for it. Exchanging gifts, party celebrations and many more would be on your list, but do you have enough cash into your account to fulfil your aspirations and to control expenses? When you are preparing for the Christmas budget, you do not want to disturb your family budget and therefore, you need a financial backup from where you can obtain some extra funds. For the purpose, you can look for the assistance of loans for Christmas, provided by a number of professional credit lenders in the UK.

To take most out of these loans, you need to be familiar with their basic features, which are discussed below:

Obtain Christmas Loans through Online Method :

The lenders do not want to spoil your Christmas party by offering loans through lengthy application process. Therefore, most of the credit lenders are now asking for online applications because it is perhaps the most secure way to borrow funds. To apply for these loans, borrowers only need to fill out an online form on the lender’s website and submit it with mandatory details like their age, residence, income proof and bank account. Borrowers should put genuine details on the form otherwise their application may be rejected.

Christmas loans online method also allow the lender to verify all the personal details of the borrowers as soon as possible and to send the necessary cash instantly to the borrowers’ bank account.

Christmas Loans for Bad Credit :

Most of the credit lenders in the UK are also providing Christmas loans bad credit people. These loans are specifically dedicated for the people with adverse credit past. These individuals generally get negative response from the banks because they do not want to take risk of providing funds to the people having no credit history. But these loans bring a perfect financial opportunity where they get an easy flow of money without the examination of their adverse credit scores.

Furthermore, Christmas loans for bad credit people also facilitate with an opportunity to transfer the credit scores from bad to good. These loans have easy repayment terms, and the borrowers can repay the amount within the given schedule.

No Security Required for Christmas Cash Loans :

Another most important aspect of Christmas cash loans is that borrowers have the liberty from providing collateral to secure their loan amount. It would be a huge burden on you where giving collateral is mandatory to acquire assistance of these loans. And, you cannot celebrate this festival with such financial burden where there is a risk of losing home if the repayments are not done within time.

Therefore, the professional lenders relieve borrowers from the compulsion of securing the borrowed sum. However, the lender has the right to put high interest rates on these loans because it does not have anything as a security from the borrowers, who are only allowed to request for small amount required for the small monetary needs.